Finance and insurance

H.R. Owen enjoys close links with a number of reputable London finance houses. This enables us to find a payment plan that best suits your fiscal circumstances and the intended usage of your new Rolls-Royce or approved used Rolls-Royce. Most of our customers choose one of three forms of financing – Hire Purchase, Lease Purchase, or Personal Contract Purchase.

Hire Purchase agreements are popular due to their simplicity. An initial deposit is followed by regular repayments, usually over a period of two, three or four years. This can be done either with cash, the equity provided in the shape of a part-exchange vehicle, or a combination of the two. The arrangement can be dissolved at any point by simply paying the remaining balance, plus any interest.

Lease Purchase policies enable you to reduce the size of repayments by deferring part of the costs to a "balloon payment" at the end of the term. Like Hire Purchase, you can choose to end the agreement at any point by paying the outstanding balance.

Personal Contract Purchase arrangements are based on the expected value of your vehicle (the "Guaranteed Minimum Future Value") at an agreed point in the future. When that time comes, you retain the option either to trade in your car on a part-exchange deal, pay the GMFV and take ownership of the vehicle, or return the car.

Our salespeople are highly experienced in the world of vehicle finance and will be able to offer advice on the options available, and how each fits your specific needs.

rolls-royce CAR Insurance

Buying standard car insurance can be ineffective and costly for prestige and luxury vehicles. This is why we set up H.R. Owen Insurance Services, a specialist insurance broker serving discerning private and corporate clients. Its team of experienced professionals provides expert, confidential advice and insurance services to clients who require full protection for high-value luxury assets. HR Owen Insurance Services also serves investors in real estate and professional firms as well as the charity and not-for-profit sector. H.R. Owen brings a unique approach to these very different areas of insurance. HR Owen Insurance Services is a jointly owned partnership between one of the leading practitioners of specialist general insurance for private clients and commercial property in the UK, Arthur J Gallagher Insurance Brokers Ltd and H.R. Owen.

HR Owen Insurance Services Ltd offers enhanced cover and exclusive premiums. As part of the service we offer a complimentary insurance ‘health-check’ to ensure your arrangements meet your individual needs and are competitively priced. The policies that we provide are not available directly with insurers, banks or price comparison websites. For more details, visit or call us now on 0333 240 1291.

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