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Bentley Finance & Insurance

H.R. Owen works in partnership with Bentley Financial Services and other specialist vehicle finance houses to offer a wide choice of payment plans and insurance policies tailored to your specific needs and intended use of your new Bentley or your Certified by Bentley preowned model.

We offer traditional loan arrangements of Hire Purchase and Lease Purchase agreements at competitive rates. These packages allow you to fix monthly repayments at a predictable level depending on your deposit (in the case of Hire Purchase) or “balloon” payment (in the case of Lease Purchase). In many cases we are also able to offer Personal Contract Plans (PCP), the benefit of which is the guaranteed future value of the car.


We are fully regulated by the Financial Services Authority. This is because we offer our Bentley customers advice relating to insurance products that are specifically designed to protect the value of their car.

A lot of our customers choose to be protected from unexpected expenses relating to damaged or punctured tyres; the cost of tyres on our cars is rarely less than £400 per wheel. Equally important is the issue of ‘Guaranteed Asset Protection’, known as GAP insurance. In the event of a total loss claim insurance companies usually pay out the current market value of a vehicle, not the price you actually paid for the car. In fact, as time passes the gap between your vehicle’s initial cost and its market value will increase. GAP insurance will partially compensate you in the event of a claim.

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H.R. Owen Bentley has a dedicated business manager at each site, providing an excellent knowledge of vehicle finance options and insurance policies and they will be delighted to discuss the available fiscal options with you. Contact H.R. Owen Bentley to find out more about our range of finance and insurance arrangements.